FINANCIAL LOANS AND CREDITS

For whom is the loan intended:

The loans are intended in particular for small businessmen who need a fast short-term loan without having to prove the volume of their assets. They have regular income from business like, for example restaurants, bars, gaming clubs, haulage contractors, shops for fast-moving stock and service providers.

Features:

NEW:

Up to CZK 186,000, no surety and no proof of assets! *

No debts to state authorities (social security administration, revenue authority) have to be proved only upon signing the contract.

Maturity from 1 month! Advantage for those who "turnover" their money fast and frequently need fast bridging credit.

* - not applicable to start-up businessmen


Amount of loan: CZK 50,000 - CZK 250,000

Maturity: 1, 2, 3, 4, 5, 6, 9, 12, 18, 24, 30, 36, 42 and 48 months (maturity may be adjusted to the needs of the applicant for loan)

Repayment: Usually through regular monthly instalment, at the client's request, the manner of repayment may be individually adjusted

Payment: Cashless to the client's account

Securing: Promissory note, those long-term business do not need an aval for a loan up to CZK 180,000, not necessary to prove one's property

Others: No purpose, possibility of revolving (provision of other financial means over the course of loan repayments)

Conditions of loan approval:

up-to-date confirmation of the revenue authority and social security administration confirming no debts of the applicant - sufficient to present only upon signing the contract

individual evaluation of each application

Documents necessary to draw up the application:

businessman - natural person: copy of the businessman's + his/her spouse identity card

businessman - legal entity: copy of identity cards of the company executive + each of the company partners

bank details

copy of the business license or other authorization for the main business activity

extract from the Business Register (not older than 3 months)

copy of tax returns for the past 2 years (including all annexes) + last quarter economic statements

Benefits of the loan:

The greatest benefit of the trade loan is its maximum availability - it is intended also for businessmen who do not show profit in their tax return, the loan application is evaluated free-of-charge and individually; the loan is provided in consideration of the economic situation of the businessman and possible securing by an aval.

It is not necessary to present the business plan together with the application to provide a trade loan.

Are you interested in a loan?